I'll be traveling half the year, so the Ink Business Preferred looks decent with its 3x points on travel especially when redeemed on the Sapphire Reserved - but it does not appear to include a multiplier for dining - would dining abroad be considered under the 3x for travels? Otherwise I might. VentureX has the same problem but the value proposition is so much better because of the credits and the perks. If you're interested in the card, pulling the trigger for the 60k offer or 70k in branch offer if. CSP earns 3x on dining, 3x on online grocery, 3x on select streaming,, 2x on non portal travel, and 1x on everything else. So jury still out if Venture X holds water. (Gross) Income: $240,000. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. Let's start with the Chase Sapphire Reserve. This will be my first travel credit card. Just hit the VX SUB and am now working on 90k SUB for Amex Gold. The Venture X and Amex Gold cards both carry hefty annual fees that you’ll want to take into account before applying. Amex Plat gives Hertz discounts. People from this era were once known as the “baby bust” generation. I am coming up on a year with capital one and considering closing the Venture X if they do not waive my annual fee. Capital One Venture X card is a scam - they will charge you a fee and you can’t use your card and points. Among the most prominent is Xi’an, the capitol of Shaanxi province in China, with a population of 6. Total AF is $740. Better travel partners. 60,000 bonus points after spending. However, I was curious if it would be foolish to have the different cards and the different rewards method. Get the VX since you have low revolving accounts + pre-approval for the Venture = good approval odds. Freedom unlimited only allows you to redeem points at 1:1 cash value. 23 Oct 2022. Current cards: (list cards, limits, opening date) Chase Sapphire Preferred, September 2021, 8K limit, about 3/4ths of all non-rent spend. (Gross) Income: $240,000. THE POINTS GUY. I’ve read that one should aim for Capital One first after Chase and then go for other issues (like Amex in this case), but I’m worried if my application would be rejected with. New grad nurse here with 764 credit score (current card is Deserve student), income is about $65,000/yr. Currently I have Chase Sapphire Preferred and the Freedom Unlimited. Unless you have travel plans soon that you really want one of those better travel cards sooner. You are eligible for a Sapphire SUB every 48 months, and Sapphire in general is not a great card for EDS. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. If you don’t, any of the no annual fee chase freedom. With the bump in annual fee recently, it's not as value driven as it was, but the two main perks I use are $300 annual travel credit, the Door Dash Pass (although I probably don't order enough. Looking for a new travel card with a HUGE Signup Bonus? Check these out: Chase United Explorer, Chase Sapphire Preferred or Captial One . Credit profile is good- these are my only two cards and my income is $230k, no rent payments, 10 years of history, never missed a payment on anything. Since it's late at night in Kaua'i, they cannot find anywhere for us to sleep. These points are incredibly flexible. Just got a secured card from Capital One, with a $200 credit limit. Groceries: $800. Chase Sapphire sign-up bonus question. I broke down their points system as follows: chase: broken down you earn roughly 125 points/miles per $10000 spent. 5 travel redemption buff. AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. I have seen numerous post some as recent as Jan where folks. 5x points just like Quicksilver, but when you move those points to the Sapphire card you get the 75% bonus when redeeming for travel through their portal. But the Chase Sapphire Reserve® provides ways to. Our United flight out of LIH to SFO got delayed last night (original departure: 12 AM; current ETA: 2 PM). You need to look at other benefits like lounge access and PYB and 10x travel with CSR to see if it's worth that difference of $205 to you. Travel Protections – Chase Sapphire Reserve: It covers up to $10,000 per person for trip cancellation (vs. ripson_noogie • 8 mo. Currently, it offers this welcome bonus:. Capital One Venture Rewards. Central Time on March 20, 2023, and regular operating hours will be 10 a. Since you have the CSR you'll get 1. I have the Chase Sapphire Reserve and have a Capital One Quicksliver card. To replace the Chase Sapphire Reserve, you’ll need at least one other card on top of the Chase Sapphire Preferred® Credit Card and the. Along with your existing list maybe check out the Citi AA Executive Card. For hotels, I would book first hotel of the year with Chase Sapphire Preferred portal to get your $50 credit (and 6. Chase Sapphire preferred offers nothing, but the Reserve (being a Visa Infinite) offers: Avis Preferred Plus. Both come with manageable annual fees for beginners and experts, at $95 per year. Hyped for good reasons, not overrated at all. 60,000 bonus points after spending. There are several places in the world with names that start with the letter X, many of which are cities in China. If you're interested in the card, pulling the trigger for the 60k offer or 70k in branch offer if available is probably the way to go at this stage of the game. Even I, a long-time advocate for the Sapphire Reserve, am seriously considering downgrading to the Chase Sapphire Preferred® Credit Card . Still live at home, this card will be used for mainly bars, restaurants, groceries, gas, parking, however I would like a card with. We have almost 400k MR points which is more than enough for couple round trip tickets for international flight. Current credit cards: Local Credit Union Card $1,000 limit, 8/2021; SoFi MasterCard $1,000 limit, 10/2022. Both offer more availability direct. Another thing to consider is that the Preferred can pool points from other Chase UR cards. FICO Score: e. Chase doesn’t have that issue, and also has a real reconsideration process, so getting the CSP after the VX shouldn. Amex BCP $8,000 limit, May 2019. The current branch offer is 60k for $4k spend in 3 months + 10k if you spend another $2k before 6. ago • Edited 7 mo. Current cards: BofA travel rewards - 20K limit (current catch all card) BofA cash back - 20K limit (use for 3% categories) Discover - 20K limit (don’t use) Macy’s - 20K limit (don’t use) AMEX blue cash preferred (use for groceries, gas etc) -20k limit. But a friend has been raving about the Amex Platinum recently. This fee may be worth. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. This will be my first travel . It also comes with free Citi Bike Annual membership, which if you live in area where you have access to it cuts the AF to zero. I would love to upgrade the card to the Reserve for the travel credit and the global entry credit since I planned on purchasing it soon anyway. spending where you will earn 2x with the Venture X (VX). Hey guys! I am opening my LLC and shopping for credit cards. 10K pts every card opening anniversary. You won't find one definitive answer as to the exact credit score you need to open a given credit card — although some issuers will at least provide a credit range that offers the best chance. Chase Sapphire Reserve benefits. There’s no question that the Chase Sapphire Preferred Card is one of my all-around favorite credit cards. Cap1 Lounges + Priority Pass. We have almost 400k MR points which is more than enough for couple round trip tickets for international flight. Chase Sapphire Preferred comparison. The gate agents told us to find our own accommodation and transportation. 49% Variable: 20. I am looking at the American Express Platinum, upgrading to the Chase Sapphire Reserve, or the Capital One Venture X. CFF- 3x on drugstore, 5x on Lyft, 5x on rotating categories. Given that these are travel-oriented credit cards, I think that should factor heavily into this for those who are looking beyond just the surface-level rewards programs. Leaning towards the capital one venture x because I can stop paying for my phone insurance saving me 200 a year, take advantage of priority pass, and essentially have no annual fee. But the Chase Sapphire Reserve® provides ways to. CSP and Venture have the same AF at $95. If you don't use transfer partners, then it turns into a flat 2% card with a $95 annual fee. Capital One Venture X Travel Credit. Chances of getting chase sapphire preferred as my first credit card. Capital One Venture X Low-ish Income Approval DP. You really should look to getting an every day card that you can transfer your points from. The current branch offer is 60k for $4k spend in 3 months + 10k if you spend another $2k before 6. You also get a free night after spending $15k in a calendar year. TransUnion score: 786. izzyness • 6 mo. So far, Chase portal prices are always expensive than others. If you ask a few of us which card you should get next. I currently have the Chase Sapphire Preferred card, and honestly am very interested in the Venture X. No feedback to provide on which of the 3 to get, since I have all 3. the Venture X increases this to unlimited complimentary visits and adds Priority Pass membership on par with the Sapphire. 24% - 28. You are eligible for a Sapphire SUB every 48 months, and Sapphire in general is not a great card for EDS. You may see some familiar names among the cards listed above. Oldest account age: e. Really the only place for earning rewards that Chase Sapphire Preferred (CSP) will beat VX for you is dining, but at $660 annually, that equates to a $6. Is the Capital One Venture X card now a rival to the Chase Sapphire Preferred card? We dig deep into the benefits of both cards to find . The Venture X handily beats the Sapphire Preferred in terms of retail benefits, but surprisingly comes up somewhat short of the much cheaper CSP in terms of travel. Capital One Venture X Rewards Credit Card has a significantly lower annual fee than the Chase Sapphire Reserve® card. Airlines: Amex Delta Gold. I’m currently leaning towards the Venture X because of the lower AF and comparable benefits with the other cards (annual travel credit, lounge access, etc. Your credit score. The travel credit is more usable and Amex makes it more difficult to use all the reimbursements they have to offset the annual. TransUnion score: 786. to 8 p. My wife is 5/24, will be 4/24 in Jun 14, 2021. 60 difference in rewards earned. The welcome bonuses for the Chase Sapphire Preferred and the Capital One Venture are both attractive, but they cater to slightly different preferences and spending habits. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. The card comes with primary rental car insurance. I want my next travel card to be an all-in-one that covers everything. I know they both have a $95 annual fee and I'm fine with that. Recently I got the venture x and then I used capital one portal to book flights and hotels using price match. With the bump in annual fee recently, it's not as value driven as it was, but the two main perks I use are $300 annual travel credit, the Door Dash Pass (although I probably don't order enough. The card also allows you to receive 1 cent in value when redeeming points for a general. After 2 years of having the CSR and enjoying some of the benefits (mainly the travel credit, $100 global entry/ TSA Pre, Priority Pass) I don't think it makes sense to pay the $550 AF (plus the additional user ($75) when the Venture X is $395, includes the PP (which I use often as I travel about once a. FYI not looking to get Bilt at this time. Central Time on March 20, 2023, and regular operating hours will be 10 a. I''m between the venture x and sapphire reserve. Not sure why everyone is making a big deal about the extra 0. Anniversary: 10% of total purchases as points. So far, Chase portal prices are always expensive than others. A lot of people hold the for two key reasons: It offers strong earnings on all travel spending and on worldwide dining. Unless you have travel plans soon that you really want one of those better travel cards sooner. I like the Venture X and I was able to get the 100k miles SUB a couple of months back. Oldest account age: 11 years (But average is 3 years 2 months). The protections on the Venture X are SO much better than Venture. FICO Score: e. The current branch offer is 60k for $4k spend in 3 months + 10k if you spend another $2k before 6. If you want more Chase points and you’re under 5/24, the Chase Ink cards have great bonuses right now. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. Chase 5/24 status: 4/24. Oldest account age: 11 years (But average is 3 years 2 months). X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. $395 (see rates and fees ). Sapphire Reserve. Per TPG's valuation, that's. Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e. Rental car and travel insurance. 20 Dec 2022. I currently have the Chase Sapphire Preferred card, and honestly am very interested in the Venture X. I opened the card in August 2021 and now have a credit limit of $21,500 also my credit is 760. Airlines: Amex Delta Gold. The answer is that no one knows if an 80k-100k offer will return again and if so, when. Capital One Venture X. Looking for a new card to get airport lounge access. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Another thing to consider is that the Preferred can pool points from other Chase UR cards. Chase's best points earning card is the CFF in my opinion. Chase Sapphire Preferred vs. Travel Protection Inquiry - Sapphire Preferred. Amex is the green card. 5% on groceries. The Chase Sapphire Preferred® Card weighs 13 grams. I have seen numerous post some as recent as Jan where folks. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Everything except fees and interest count. Get 100000 bonus. 5 years 6 months. The Chase Sapphire Preferred has the $95 fee but not as many benefits, i. Annual Fee. Want to add a spouse or significant other as an authorized user? That will cost another . Before the Chase Sapphire Reserve launched, I used. The Sapphire Preferred would get you things like primary rental CDW and limited flight delay coverage for the same $95. Next up, with the Chase Sapphire Reserve card, there is an annual fee of $550, which is $145 more per year than the Venture X card. We have almost 400k MR points which is more than enough for couple round trip tickets for international flight. Chase Ink Business Preferred Credit Card. If you're interested in the card, pulling the trigger for the 60k offer or 70k in branch offer if available is probably the way to go at this stage of the game. If you want to save big on travel by leveraging credit card points, the Chase Sapphire Preferred® is the way to go. It's just really more so about the travel partners for Chase vs. Number of personal credit cards approved for in the past 6 months: 1 (in. This fee may be worth. She is trying to decide between a Capital One Venture Rewards/Venture X Rewards or a Chase. The answer is that no one knows if an 80k-100k offer will return again and if so, when. That way you don’t end up stuck with a number of annual fees. 0 coins. ), whereas the Amex Plat is more like a glorified coupon book and the CSR only offers the best. Groceries: Citi Costco, Chase Freedom Flex, Discover, Blue Cash Preferred. Then they jacked the annual fee up another $100/year, and for a while they were offering enough other benefits to still make it worth it (primarily the extra $120/yr off the. (The best imo). I got it almost 4 years ago. I have seen numerous post some as recent as Jan where folks. Unless you have travel plans soon that you really want one of those better travel cards sooner. I personally do Amex Gold (food), Plat (flights and things I want purchase protection on) and BBP (everything. CSP and Venture have the same AF at $95. My wife is 5/24, will be 4/24 in Jun 14, 2021. Chase Sapphire Reserve®. The Chase Sapphire Preferred vs Capital One Venture card’s additional benefits help save you money when your travel plans get delayed or canceled. nerf guns rival
5% on dining and 3. . Chase sapphire preferred and venture x reddit
The new trifecta also benefits from improvements made to the Chase Freedom Unlimited® card, and is rounded out by the Chase Ink Business Preferred℠ Credit Card. 20 Dec 2022. Looking at the benefits on paper both of them seem pretty much the same ($75,000 primary coverage) but looking for more experiences from. Extreme Gas Credit Card? I spend $50+ 5x or more a week on gas. Hotels: Hilton Honors (2 No. Really the only place for earning rewards that Chase Sapphire Preferred (CSP) will beat VX for you is dining, but at $660 annually, that equates to a $6. CSP was 100k until Q3 2021 so it might work. I have read that old 100k and 80k referral links still work. Capital One Venture X Travel Credit. 29 Jul 2022. Since it's late at night in Kaua'i, they cannot find anywhere for us to sleep. I got it almost 4 years ago. We called at least 10 hotels, and were. Winner: While the Chase Sapphire Reserve's $300 credit is more flexible, the Capital One Venture X wins for offering both a $300 credit and . I am about to travel abroad months later, does anything I purchased abroad in foreign currency count as part of that $4000 in first 3 month? I saw on Chase that foreign transaction does not contribute to the SUB, but I. Looking for a new travel card with a HUGE Signup Bonus? Check these out: Chase United Explorer, Chase Sapphire Preferred or Captial One . (Gross) Income: $240,000. 99% variable. 5 times a month which they then reimburse me for. Number of personal credit cards approved for in the past 6 months: 1 (in. Travel Protection Inquiry - Sapphire Preferred. Central Time on March 20, 2023, and regular operating hours will be 10 a. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth when they report. Hi all, just got a chase Sapphire preferred and wanna ask about the condition for SUB. The gate agents told us to find our own accommodation and transportation. Used my points mostly for travel and paying myself back in 2020. to 8 p. Chase Sapphire Preferred® Card. Advertisement Coins. the Venture X increases this to unlimited complimentary visits and adds Priority Pass membership on par with the Sapphire. You may see some familiar names among the cards listed above. And I think the card is worth the $50 increase over the CSP. I am coming up on a year with capital one and considering closing the Venture X if they do not waive my annual fee. For our needs, we're assigning $150 value to the travel credit, bringing the net annual fee to $145 after the annual bonus. Income: $100000. Both come with manageable annual fees for beginners and experts, at $95 per year. The most glaring cost difference between each card is the upfront annual fee: $395 for the Capital One Venture X Rewards (and up to 4 free authorized users) $95 for. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. Chase Ink Business Preferred Credit Card. $2000 (25% util), Sep 2021 Chase Sapphire Preferred, $10800 (0% util), May 2021. The Capital One Venture X credit card can be the better option over the Chase Sapphire Reserve credit card in a side-by-side comparison. The Venture X handily beats the Sapphire Preferred in terms of retail benefits, but surprisingly comes up somewhat short of the much cheaper CSP in terms of travel. Groceries: Citi Costco, Chase Freedom Flex, Discover, Blue Cash Preferred. Been with Capital One for a few years now. Overrated is some shit like the X1. Income: $100000. 12 Feb 2023. I do not have credit cards from either companies. As you can see, both cards offer a similar rewards structure and comparable benefits — meaning they're geared toward the same type of traveler. 05 and 2. Recently I got the venture x and then I used capital one portal to book flights and hotels using price match. My wife is 5/24, will be 4/24 in Jun 14, 2021. While C1 is mainly for international trips. Chase Sapphire Reserve®. Limited C1 lounges (just like Sapphire Lounge right now), but there is one located in IAD. Current credit cards you are the primary account holder of: Capital One Venture One $6,500 limit: 08/2018 Discover IT Cash Back $11,500 limit: 10/2019 Chase Freedom Unlimited $13,700 limit: 01/2021 Basic Credit Union Visa CC: $4,000 limit: 09/2021. For example, if you have a VentureOne/Venture/Venture X and SavorOne/Savor, then the only things that go on the latter card are Uber/UberEats, dining, streaming, groceries and. izzyness • 6 mo. United, Southwest, Hyatt Hotels) plus some of the travel protections that come with the card are very compelling (trip delay, Primary CDW for car rentals, etc. I currently have the Chase Sapphire Preferred card, and honestly am very interested in the Venture X. 5 years. Chase is 5x for travel (I assume this includes flights) 3x points for dining, 2x for everything else. 60 difference in rewards earned. ago • Edited 7 mo. At a minimum, the 75,000-mile offer on the Venture X is worth $750 towards travel. Earn 3x points on select streaming services. CSP is minimal approval for $5k, Venture/X is minimal 7. The Venture X handily beats the Sapphire Preferred in terms of retail benefits, but surprisingly comes up somewhat short of the much cheaper CSP in terms of travel benefits. You must activate your subscription by Dec. I do not have credit cards from either companies. There hasn’t been a 100k SUB on CSR since 2016 or 2017, I tend to doubt that will work. Better rental car insurance then Venture unless they changed that to match the venture X. If you have referral links for Chase Sapphire Reserve for 70k, 80k or 100k please share. For Chase you'd need the CSP/R, CF, and CFU to get at minimum 1. Annual fee: $450. $2000 (25% util), Sep 2021 Chase Sapphire Preferred, $10800 (0% util), May 2021. Personally, I believe the card is worth the $95 Annual Fee due to Chase's travel partners (i. I don’t see how Venture X is a better choice for you than Chase or Amex. 2x points on travel, including Airbnb and Vrbo purchases. To replace the Chase Sapphire Reserve, you’ll need at least one other card on top of the Chase Sapphire Preferred® Credit Card and the. ripson_noogie • 8 mo. I wouldn't necessarily say the benefits for chase are that much worse than cap1. The Chase Sapphire Preferred Card has no foreign transaction fees. Both offer $300 travel credit. the Venture X increases this to unlimited complimentary visits and adds Priority Pass membership on par with the Sapphire. I was wondering if i could get any advice on deciding between CSR or venture X for my first lounge access card. Central Time on March 20, 2023, and regular operating hours will be 10 a. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting. You have to. I’d suggest trying the Venture X preapproval tool first and going for it if it shows you’re preapproved. 2 Nov 2022. The Chase Sapphire Preferred vs Capital One Venture card’s additional benefits help save you money when your travel plans get delayed or canceled. Other: $500 in shopping prob. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. (The best imo). Hotels: Hilton Honors (2 No AF), IHG Rewards, Marriott Bonvoy Bold, Marriott Bonvoy Brilliant, Amex Green Card. ly/askcardpicks More Sapphire Reserve: https://www. 49% Variable: 20. The drawdown is that you are forced to use the credit to maintain the card. Better travel partners. . best places to dumpster dive in arkansas, 2007 gmc topkick 4x4 ironhide edition for sale, young teen boys pictures, kobe bryant dead photo twitter, cragliost, mom sex videos, honda civic hesitation at low rpm, audi a4 b7 comfort control module location, porn hub primium free, craigslist brunswick georgia, la follo dormida, accudraw lab code co8rr